:root{
  --ink:#102c3e;--navy:#0b2b46;--deep:#071f33;--teal:#14a792;--sky:#57bfe7;--paper:#f6fafb;--line:#dbe8ed;--muted:#637b89;--white:#fff;
  --shadow:0 28px 80px rgba(7,31,51,.12);--radius:28px;--max:1180px
}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--paper);color:var(--ink);font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;line-height:1.55;-webkit-font-smoothing:antialiased}a{color:inherit;text-decoration:none}img{max-width:100%;display:block}.skip{position:absolute;left:-999px}.skip:focus{left:1rem;top:1rem;background:#fff;padding:.8rem 1rem;z-index:99}.container{width:min(var(--max),calc(100% - 40px));margin:auto}.section-pad{padding:96px 0}.site-header{position:sticky;top:0;z-index:50;background:rgba(246,250,251,.86);backdrop-filter:blur(16px);border-bottom:1px solid rgba(219,232,237,.78)}.nav-wrap{width:min(var(--max),calc(100% - 40px));margin:auto;min-height:78px;display:flex;align-items:center;gap:28px}.brand{display:flex;align-items:center;gap:12px;margin-right:auto}.brand-mark{width:43px;height:43px;display:grid;place-items:center;border-radius:12px;background:linear-gradient(135deg,var(--teal),#0c7f91);color:#fff;font-size:.92rem;font-weight:900;letter-spacing:-.05em;box-shadow:0 8px 20px rgba(20,167,146,.18)}.brand span{display:flex;flex-direction:column;line-height:1.12}.brand strong{font-size:.98rem}.brand small{font-size:.76rem;color:var(--muted);margin-top:4px}.desktop-nav{display:flex;gap:28px;font-size:.9rem;font-weight:650}.desktop-nav a{color:#355263}.desktop-nav a:hover{color:var(--teal)}.btn{display:inline-flex;align-items:center;justify-content:center;min-height:50px;padding:0 22px;border-radius:999px;background:var(--navy);color:#fff;font-weight:750;font-size:.92rem;transition:.22s ease;border:1px solid var(--navy)}.btn:hover{transform:translateY(-2px);box-shadow:0 12px 28px rgba(11,43,70,.18)}.btn-small{min-height:42px;padding:0 18px;font-size:.84rem}.btn-ghost{background:transparent;color:var(--navy);border-color:#b9ced7}.btn-dark{background:var(--deep)}.btn-white{background:#fff;color:var(--navy);border-color:#fff}.btn-outline-white{background:transparent;border-color:rgba(255,255,255,.58)}
.hero{padding-top:72px;overflow:hidden;background:radial-gradient(circle at 82% 18%,rgba(87,191,231,.2),transparent 30%),linear-gradient(180deg,#fbfdfd 0,#f2f8f9 100%)}.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:72px;align-items:center}.eyebrow,.kicker{text-transform:uppercase;letter-spacing:.15em;font-size:.74rem;font-weight:850;color:var(--teal)}.eyebrow{display:flex;align-items:center;gap:10px}.eyebrow span{width:26px;height:2px;background:var(--teal)}h1,h2,h3,p{margin-top:0}h1{font-size:clamp(3.3rem,6vw,6.4rem);line-height:.93;letter-spacing:-.065em;margin:24px 0 28px;max-width:820px}h1 em{font-style:normal;color:var(--teal)}.hero-lead{font-size:1.15rem;line-height:1.72;color:#4c6675;max-width:690px}.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:34px}.trust-row{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin-top:48px;padding-top:25px;border-top:1px solid var(--line)}.trust-row div{display:flex;flex-direction:column}.trust-row strong{font-size:1.34rem;letter-spacing:-.04em}.trust-row span{font-size:.78rem;color:var(--muted);margin-top:3px}.hero-media{position:relative;min-height:650px}.photo-card{position:absolute;inset:0 34px 0 0;border-radius:42px;overflow:hidden;background:#dfe9f6;box-shadow:var(--shadow)}.photo-card:after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,transparent 55%,rgba(4,28,47,.68) 100%)}.photo-card img{width:100%;height:100%;object-fit:cover;object-position:center 25%}.photo-label{position:absolute;z-index:2;left:28px;right:28px;bottom:24px;background:rgba(255,255,255,.92);backdrop-filter:blur(12px);padding:16px 18px;border-radius:18px;display:flex;align-items:center;gap:12px}.photo-label div{display:flex;flex-direction:column}.photo-label small{color:var(--muted);margin-top:2px}.status-dot{width:10px;height:10px;background:#32b892;border-radius:50%;box-shadow:0 0 0 7px rgba(50,184,146,.12)}.floating-note{position:absolute;z-index:3;padding:16px 18px;border-radius:18px;background:#fff;box-shadow:0 14px 40px rgba(7,31,51,.12);max-width:220px}.floating-note small,.floating-note strong{display:block}.floating-note small{text-transform:uppercase;letter-spacing:.12em;font-size:.65rem;color:var(--teal);font-weight:850}.floating-note strong{font-size:.88rem;line-height:1.3;margin-top:6px}.note-a{right:-6px;top:110px}.note-b{left:-35px;bottom:116px}.ticker{overflow:hidden;background:var(--navy);color:white}.ticker-track{width:max-content;display:flex;gap:24px;align-items:center;padding:18px 0;font-size:.76rem;font-weight:800;letter-spacing:.11em;text-transform:uppercase;animation:drift 26s linear infinite}.ticker-track i{color:var(--teal)}@keyframes drift{from{transform:translateX(0)}to{transform:translateX(-20%)}}
.section-head{display:flex;justify-content:space-between;gap:60px;align-items:end;margin-bottom:42px}.section-head h2,.about h2,.education h2,.cta-card h2{font-size:clamp(2.3rem,4vw,4rem);line-height:1;letter-spacing:-.05em;margin:10px 0 0}.section-head>p{max-width:440px;color:var(--muted);font-size:1rem}.service-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}.service-card{background:#fff;border:1px solid var(--line);border-radius:24px;padding:28px;min-height:330px;display:flex;flex-direction:column;transition:.24s ease}.service-card:hover{transform:translateY(-6px);box-shadow:var(--shadow);border-color:#c4dde5}.service-card .icon{font-size:.73rem;font-weight:900;color:var(--teal);letter-spacing:.08em}.service-card h3{font-size:1.35rem;letter-spacing:-.035em;margin:52px 0 16px}.service-card p{font-size:.9rem;color:var(--muted);margin-bottom:24px}.service-card a{margin-top:auto;font-size:.83rem;font-weight:800;color:var(--teal)}
.about{background:var(--navy);color:#fff}.about-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:70px}.kicker.light{color:#64d9c7}.about-panel>p:not(.kicker){color:#c6d4dc;max-width:690px;font-size:1.04rem}.qualification-list{margin-top:40px;border-top:1px solid rgba(255,255,255,.16)}.qualification-list div{display:flex;justify-content:space-between;gap:20px;padding:18px 0;border-bottom:1px solid rgba(255,255,255,.12)}.qualification-list span{font-weight:800}.qualification-list small{color:#b6c7d1;text-align:right}.principles{background:#fff;color:var(--ink);border-radius:32px;padding:38px;align-self:start}.principles h3{font-size:2rem;line-height:1.06;letter-spacing:-.04em;margin:14px 0 22px}.principles>p{color:var(--muted)}blockquote{margin:34px 0 0;padding:22px 0 0;border-top:1px solid var(--line);font-size:1.15rem;font-weight:750;line-height:1.5}.mini-facts{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}.mini-facts span{font-size:.76rem;padding:8px 12px;border-radius:999px;background:#edf6f7;color:#436371;font-weight:700}
.locations{background:#fff}.location-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px}.location-card{border:1px solid var(--line);border-radius:28px;padding:32px;background:#f9fcfd}.location-card.primary{background:linear-gradient(135deg,#e9f8f5,#f9fcfd 48%)}.loc-top{display:flex;justify-content:space-between;align-items:center;gap:10px;font-size:.78rem;color:var(--muted)}.loc-badge{padding:7px 10px;border-radius:999px;background:#d6f4ee;color:#0c796a;font-weight:800}.loc-badge.secondary{background:#e4f1f7;color:#35637a}.location-card h3{font-size:1.7rem;letter-spacing:-.04em;margin:30px 0 10px}.location-card p{color:var(--muted);min-height:50px}.loc-actions{display:flex;align-items:center;gap:20px;margin-top:28px}.text-link{font-size:.83rem;font-weight:850;color:var(--teal)}
.education{background:linear-gradient(140deg,#eef8f9,#f7fbfc)}.education-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:80px;align-items:center}.education p:not(.kicker){color:var(--muted);max-width:520px}.social-row{display:flex;gap:16px;flex-wrap:wrap;margin-top:28px}.social-row a{font-size:.84rem;font-weight:850;color:var(--navy)}.topic-stack{display:grid;gap:10px}.topic-stack div{display:grid;grid-template-columns:100px 1fr;gap:18px;align-items:center;background:#fff;border:1px solid var(--line);border-radius:18px;padding:18px 20px}.topic-stack span{color:var(--teal);font-size:.72rem;font-weight:900;text-transform:uppercase;letter-spacing:.1em}.topic-stack strong{font-size:1rem}
.faq-wrap{max-width:900px}.faq-list{border-top:1px solid var(--line)}details{border-bottom:1px solid var(--line);padding:0}summary{cursor:pointer;list-style:none;padding:24px 0;font-weight:800;font-size:1.05rem;display:flex;justify-content:space-between;gap:20px}summary:after{content:"+";color:var(--teal);font-size:1.35rem}details[open] summary:after{content:"−"}details p{color:var(--muted);padding:0 0 24px;max-width:760px}.cta-section{padding:0 0 96px}.cta-card{border-radius:32px;background:linear-gradient(135deg,#0b2b46,#0f4f63);color:#fff;padding:52px;display:flex;align-items:center;justify-content:space-between;gap:40px}.cta-card p:not(.kicker){color:#cbdce3;max-width:600px}.cta-actions{display:flex;gap:12px;flex-wrap:wrap;justify-content:flex-end}.footer{background:var(--deep);color:#fff;padding:52px 0 90px}.footer-grid{display:grid;grid-template-columns:1.5fr repeat(3,1fr);gap:40px}.footer-brand{display:flex;gap:13px;align-items:start}.footer-brand .brand-mark{width:50px;height:50px;flex:0 0 auto}.footer-brand div{display:flex;flex-direction:column}.footer-brand span,.footer p{color:#9fb4bf;font-size:.82rem}.footer h4{font-size:.78rem;text-transform:uppercase;letter-spacing:.12em;margin:0 0 12px;color:#72d6c7}.footer a:hover{color:#72d6c7}.legal{margin-top:42px;padding-top:20px;border-top:1px solid rgba(255,255,255,.12);display:flex;justify-content:space-between;gap:30px;color:#7893a1;font-size:.72rem}.mobile-bar{display:none}
.reveal{opacity:0;transform:translateY(20px);transition:opacity .65s ease,transform .65s ease}.reveal.visible{opacity:1;transform:none}.delay-1{transition-delay:.08s}.delay-2{transition-delay:.14s}.delay-3{transition-delay:.2s}
@media(max-width:960px){.desktop-nav{display:none}.hero-grid,.about-grid,.education-grid{grid-template-columns:1fr}.hero-media{min-height:620px;max-width:620px;width:100%;margin:auto}.service-grid{grid-template-columns:1fr 1fr}.section-head{align-items:start;flex-direction:column;gap:16px}.location-grid{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr 1fr}.cta-card{flex-direction:column;align-items:flex-start}.cta-actions{justify-content:flex-start}}
@media(max-width:640px){.container,.nav-wrap{width:min(100% - 28px,var(--max))}.section-pad{padding:68px 0}.site-header .btn-small{display:none}.brand strong{font-size:.88rem}h1{font-size:3.5rem}.hero{padding-top:44px}.hero-grid{gap:42px}.hero-media{min-height:510px}.photo-card{right:0;border-radius:28px}.photo-label{left:16px;right:16px;bottom:16px}.floating-note{display:none}.trust-row{gap:8px}.trust-row strong{font-size:1.05rem}.trust-row span{font-size:.7rem}.service-grid{grid-template-columns:1fr}.service-card{min-height:250px}.service-card h3{margin-top:32px}.qualification-list div{flex-direction:column;gap:4px}.qualification-list small{text-align:left}.principles{padding:26px}.loc-top{align-items:flex-start;flex-direction:column}.loc-actions{align-items:flex-start;flex-direction:column}.topic-stack div{grid-template-columns:75px 1fr}.footer-grid{grid-template-columns:1fr}.legal{flex-direction:column}.mobile-bar{position:fixed;z-index:70;left:12px;right:12px;bottom:12px;display:grid;grid-template-columns:1fr 1fr;background:rgba(7,31,51,.94);backdrop-filter:blur(12px);border:1px solid rgba(255,255,255,.12);border-radius:999px;padding:6px;box-shadow:0 12px 40px rgba(0,0,0,.2)}.mobile-bar a{color:white;text-align:center;padding:11px 8px;font-weight:800;font-size:.78rem}.mobile-bar a:first-child{background:#fff;color:var(--navy);border-radius:999px}.footer{padding-bottom:120px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.reveal{opacity:1;transform:none;transition:none}.ticker-track{animation:none}}
/* Authority + editorial pages */
.authority-strip{background:#fff;border-top:1px solid var(--line);border-bottom:1px solid var(--line);padding:24px 0}
.authority-grid{display:grid;grid-template-columns:1fr 1.35fr 1.35fr auto;gap:24px;align-items:center}
.authority-grid>div{display:flex;flex-direction:column;gap:4px}
.authority-grid small{font-size:.66rem;letter-spacing:.12em;font-weight:850;color:var(--teal)}
.authority-grid strong{font-size:.86rem;line-height:1.35}
.authority-grid>a,.profile-proof{font-size:.78rem;font-weight:850;color:var(--teal)}
.topic-stack .topic-link{display:grid;grid-template-columns:100px 1fr;gap:18px;align-items:center;background:#fff;border:1px solid var(--line);border-radius:18px;padding:18px 20px;transition:.2s ease}
.topic-stack .topic-link:hover{transform:translateY(-3px);box-shadow:0 16px 38px rgba(7,31,51,.09);border-color:#badbe3}
.topic-stack .topic-link span{color:var(--teal);font-size:.72rem;font-weight:900;text-transform:uppercase;letter-spacing:.1em}
.topic-stack .topic-link strong{font-size:1rem}

.subhero{padding:82px 0 64px;background:radial-gradient(circle at 85% 10%,rgba(87,191,231,.18),transparent 26%),linear-gradient(180deg,#fbfdfd,#eff7f8)}
.breadcrumbs{font-size:.78rem;color:var(--muted);margin-bottom:20px}.breadcrumbs a{color:var(--teal);font-weight:750}
.subhero h1{font-size:clamp(3rem,6vw,5.7rem);max-width:900px;margin:12px 0 22px}
.subhero .lede{font-size:1.14rem;color:#4c6675;max-width:760px;line-height:1.72}
.page-shell{display:grid;grid-template-columns:minmax(0,1fr) 300px;gap:56px;align-items:start}
.article-card{background:#fff;border:1px solid var(--line);border-radius:28px;padding:42px}
.article-card h2{font-size:2rem;letter-spacing:-.04em;margin:46px 0 16px}.article-card h2:first-child{margin-top:0}
.article-card h3{font-size:1.18rem;margin:28px 0 10px}.article-card p,.article-card li{color:#516c7b}.article-card ul{padding-left:1.2rem}
.info-callout{margin:30px 0;padding:22px 24px;border-radius:18px;background:#edf8f6;border:1px solid #c8ebe4}
.info-callout strong{display:block;color:var(--navy);margin-bottom:6px}.info-callout p{margin:0}
.side-card{position:sticky;top:106px;background:var(--navy);color:#fff;border-radius:24px;padding:28px}
.side-card .kicker{color:#65d8c7}.side-card h3{font-size:1.55rem;line-height:1.1;margin:12px 0}.side-card p{color:#c7d7df;font-size:.9rem}.side-card .btn{width:100%;background:#fff;color:var(--navy);border-color:#fff;margin-top:10px}.side-card .side-link{display:block;margin-top:15px;color:#7fe0d1;font-size:.8rem;font-weight:800}
.fact-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin:32px 0}.fact-grid div{background:#f3f8fa;border:1px solid var(--line);border-radius:18px;padding:20px}.fact-grid strong{display:block;font-size:1.15rem}.fact-grid span{font-size:.78rem;color:var(--muted)}
.page-links{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin-top:34px}.page-links a{background:#fff;border:1px solid var(--line);border-radius:18px;padding:20px;font-weight:800;color:var(--navy)}.page-links a:hover{border-color:#badbe3;box-shadow:0 12px 30px rgba(7,31,51,.08)}
.source-note{font-size:.76rem;color:var(--muted);border-top:1px solid var(--line);padding-top:18px;margin-top:34px}
@media(max-width:960px){.authority-grid{grid-template-columns:1fr 1fr}.page-shell{grid-template-columns:1fr}.side-card{position:static}.fact-grid,.page-links{grid-template-columns:1fr 1fr}}
@media(max-width:640px){.authority-grid,.fact-grid,.page-links{grid-template-columns:1fr}.article-card{padding:26px}.subhero{padding:58px 0 44px}.topic-stack .topic-link{grid-template-columns:75px 1fr}}

/* Premium pass 2026 */
.site-header.scrolled{box-shadow:0 10px 34px rgba(7,31,51,.08);background:rgba(250,253,253,.94)}
.header-book{background:linear-gradient(135deg,var(--navy),#145d70);border:0}
.menu-toggle{display:none;width:44px;height:44px;border:1px solid var(--line);background:#fff;border-radius:14px;position:relative;padding:0}
.menu-toggle span{position:absolute;width:18px;height:2px;background:var(--navy);left:12px;transition:.2s}.menu-toggle span:first-child{top:17px}.menu-toggle span:last-child{top:24px}
.menu-toggle[aria-expanded="true"] span:first-child{transform:translateY(3.5px) rotate(45deg)}.menu-toggle[aria-expanded="true"] span:last-child{transform:translateY(-3.5px) rotate(-45deg)}
.mobile-menu{display:none}
.hero{position:relative}.hero:before{content:"";position:absolute;width:520px;height:520px;border:1px solid rgba(20,167,146,.11);border-radius:50%;right:-180px;top:-180px}.hero:after{content:"";position:absolute;width:330px;height:330px;border:1px solid rgba(87,191,231,.14);border-radius:50%;right:-65px;top:-85px}
.hero-copy,.hero-media{position:relative;z-index:1}
.hero-specialties{display:flex;gap:8px;flex-wrap:wrap;margin-top:24px}.hero-specialties a{font-size:.72rem;font-weight:800;color:#3c6373;border:1px solid #cfe0e5;border-radius:999px;padding:8px 12px;background:rgba(255,255,255,.6);transition:.2s}.hero-specialties a:hover{background:#fff;color:var(--teal);transform:translateY(-2px)}
.verified-chip{position:absolute;right:-12px;bottom:30px;z-index:4;background:#fff;border:1px solid rgba(219,232,237,.8);box-shadow:0 18px 50px rgba(7,31,51,.14);border-radius:18px;padding:12px 14px;display:flex;gap:10px;align-items:center;min-width:180px}
.verified-chip>span{width:30px;height:30px;border-radius:50%;display:grid;place-items:center;background:#daf5ee;color:#0c7a69;font-weight:900}.verified-chip div{display:flex;flex-direction:column}.verified-chip small{text-transform:uppercase;letter-spacing:.1em;color:var(--muted);font-size:.58rem;font-weight:800}.verified-chip strong{font-size:.82rem}
.service-card{position:relative;overflow:hidden}.service-card:after{content:"";position:absolute;inset:auto -50px -70px auto;width:130px;height:130px;border-radius:50%;background:radial-gradient(circle,rgba(20,167,146,.09),transparent 70%)}.service-card:hover h3{color:var(--teal)}
.authority-strip{position:relative;z-index:4;box-shadow:0 12px 44px rgba(7,31,51,.04)}
.journey-section{background:#f9fcfd}.journey-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.journey-card{display:flex;gap:18px;padding:28px;background:#fff;border:1px solid var(--line);border-radius:24px;min-height:210px;transition:.24s}.journey-card:hover{transform:translateY(-5px);box-shadow:var(--shadow)}.journey-card>span{flex:0 0 44px;height:44px;border-radius:14px;display:grid;place-items:center;background:#eaf8f5;color:#0b7d6d;font-size:.72rem;font-weight:900}.journey-card small{font-size:.64rem;letter-spacing:.13em;color:var(--teal);font-weight:850}.journey-card h3{font-size:1.35rem;margin:7px 0 12px;letter-spacing:-.035em}.journey-card p{font-size:.9rem;color:var(--muted);margin:0}
.topic-stack .topic-link{grid-template-columns:100px 1fr auto}.topic-stack .topic-link i{font-style:normal;color:var(--teal);font-size:1.15rem;transition:.2s}.topic-stack .topic-link:hover i{transform:translateX(4px)}
.location-card{transition:.24s}.location-card:hover{transform:translateY(-4px);box-shadow:0 18px 46px rgba(7,31,51,.08)}
.footer-grid-premium{grid-template-columns:1.45fr repeat(4,1fr)}
@media(max-width:1100px){.footer-grid-premium{grid-template-columns:1.4fr 1fr 1fr}.footer-social{grid-column:auto}}
@media(max-width:960px){.header-book{display:none}.menu-toggle{display:block}.mobile-menu{position:absolute;top:100%;left:20px;right:20px;background:#fff;border:1px solid var(--line);border-radius:22px;box-shadow:0 22px 60px rgba(7,31,51,.15);padding:12px;flex-direction:column}.mobile-menu:not([hidden]){display:flex}.mobile-menu a{padding:14px 15px;border-radius:13px;font-size:.9rem;font-weight:750;color:#355263}.mobile-menu a:hover{background:#f2f8f9;color:var(--teal)}.mobile-menu .mobile-book{background:var(--navy);color:#fff;margin-top:4px}.journey-grid{grid-template-columns:1fr}.verified-chip{right:8px}.footer-grid-premium{grid-template-columns:1fr 1fr}}
@media(max-width:640px){.menu-toggle{display:block}.hero-specialties{gap:6px}.hero-specialties a{font-size:.68rem;padding:7px 10px}.verified-chip{right:8px;bottom:22px;min-width:160px}.authority-strip{padding:18px 0}.authority-grid{gap:16px}.topic-stack .topic-link{grid-template-columns:72px 1fr auto}.footer-grid-premium{grid-template-columns:1fr}}

/* Tablet/mobile persistent nav */
@media(max-width:960px){
.mobile-bar{position:fixed;z-index:70;left:12px;right:12px;bottom:12px;display:grid;grid-template-columns:1fr 1fr;background:rgba(7,31,51,.94);backdrop-filter:blur(12px);border:1px solid rgba(255,255,255,.12);border-radius:999px;padding:6px;box-shadow:0 12px 40px rgba(0,0,0,.2)}
.mobile-bar a{color:white;text-align:center;padding:11px 8px;font-weight:800;font-size:.78rem}
.mobile-bar a:first-child{background:#fff;color:var(--navy);border-radius:999px}
.footer{padding-bottom:120px}
}